Types of Travel Insurance Coverage in the US
Before buying any travel insurance coverage, it is important for you to read the insurance brochures carefully and clear all your doubts. Some of the common types of travel insurance coverage in the US include:
Emergency Medical Evacuation Insurance
Emergency Medical Evacuation Insurance basically covers emergency evacuation if a qualified medical professional suggests that you need to be sent for immediate medical treatment to the nearest health clinic or to the United States due to sickness or injury. If you’re going on a cruise or an adventure trip, and are likely to stay in inaccessible areas, this insurance is especially recommended for you.
If you are away from the US and in a country where they don’t speak English, you can call a telephone number that will immediately put you through to English-speaking doctors. In some cases they might also provide a physician monitoring facility, where a qualified medical professional from the U.S. will supervise your local treatment via telephone.
Emergency Medical Evacuation Insurance also includes:
- Any cash payment to the insured or their beneficiary in the event of loss of sight, loss of limb or accidental death.
- Covers theft, loss, or damage of your luggage and personal belongings. Incase of more than twelve-hour delay in receiving your luggage, you will be compensated in after you arrive at your destination.
- In the event of death, it also covers expenses for repatriation of the insured’s remains.