Disability Retirement


There are lots of benefits for disability retirement in the United States. If a person is considered to be disabled under the medical guidelines of the social security program before reaching the age of retirement, he or she is entitled to disability retirement benefits. .

Under the disability benefits, one can get the payback which is more or less same as the full retirement benefits. The most common form of disability retirement benefits is the Supplemental Security Income, also known as the SSI. It is a type of monthly stipend or payment that is paid to the blind and disabled by the federal government. The Social Security Administration makes the payments which are done through the US Treasury general funds. The disability payments are mostly made on the first of the month.

In order to be eligible for the Supplemental Security Income or other disability retirement benefits, one needs to be:

  • 65 years of age or older, blind or disabled
  • A citizen of one of the 50 states in US, District of Columbia or the Northern Mariana Islands.
  • Have resources and income within a particular limit
  • An individual applicant of the benefits

Another requirement is that in order to get the disability retirement assistance, one’s income must be below a particular limit. These limits change according to the state where one lives, the cost of living, and the type of incomes and so on.

Under the Social Security Act, one is entitled to a federal cash assistance of around $637. It includes cost of food, shelter and clothing. In some states, health care or medical care facilities are also offered to the disabled. Supplementary payments are also made at times.