Type Of Insurance Programs


Types of Insurance Programs are as follows:

There are various kinds of retirement insurance programs which are very useful in future years when one needs them most.Health insurance tops the chart among them all .Here is a guide to the different kinds of retirement insurance plans .


Health Insurance

You need private health insurance to protect yourself and your family in times of medical emergencies. If you have health insurance, many of your costs are covered by a third party payer like an insurance company or, in some cases, your employer.

A private health insurance may also mean group insurance coverage provided by an employer or a union. That is, if you have health insurance coverage, many of your costs are covered by a third party payer like an insurance company or in some cases, your employer. The government provides you with health insurance coverage in the form of Medicare and Medicaid.   more…

Life Insurance

Having an insurance policy is essential, but having the right insurance policy is even more important. A life insurance can provide financial support in times of crisis.        more…

Home Insurance

The home insurance program is a package policy. It generally combines more than one type of insurance coverage within a single policy. It protects you from damage or loss to your home or the personal property in it. The four types of coverage are:

  • Dwelling and personal property
  • Personal liability
  • Medical payments
  • Additional living expenses      more...

Travel Insurance

If you are traveling abroad you may want to get a travel insurance to cover certain losses like loss of personal belongings, delay in travel, and personal liabilities. Consider buying a travel health insurance to avoid the staggering costs that might result from serious sickness on your trip.   more...