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	<title>Retirement Planning Blog &#187; retirement plans</title>
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	<description>Retirement Planning News &#38; Articles</description>
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		<title>The Impact of Recession on Retirement</title>
		<link>http://www.futureyears.com/blog/the-impact-of-recession-on-retirement/</link>
		<comments>http://www.futureyears.com/blog/the-impact-of-recession-on-retirement/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 12:09:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Senior Healthcare]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[retirement plans]]></category>

		<guid isPermaLink="false">http://www.futureyears.com/blog/?p=254</guid>
		<description><![CDATA[It has hit the world drastically in an unprecedented manner; it has shaken the whole world as never before. The recent recession has resulted in a series of job loss, financial market loss, drastic fall in the real estate values and a lot more setback. And the wave has also reached to the retirees and [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Retirement Planning Tips</title>
		<link>http://www.futureyears.com/blog/retirement-planning-tips/</link>
		<comments>http://www.futureyears.com/blog/retirement-planning-tips/#comments</comments>
		<pubDate>Tue, 25 Aug 2009 04:56:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[retirement planning tips]]></category>
		<category><![CDATA[retirement plans]]></category>

		<guid isPermaLink="false">http://www.futureyears.com/blog/?p=204</guid>
		<description><![CDATA[To get that financial stability and enjoy long term returns, you need to follow some basic retirement planning tips. Retirement is a vital decision in our lives and as such we need to make some proper planning in advance and later reap the benefits. Proper planning needs to be done to get the best benefits [...]]]></description>
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		<title>Roth 401k vs Traditional 401k</title>
		<link>http://www.futureyears.com/blog/roth-401k-vs-traditional-401k/</link>
		<comments>http://www.futureyears.com/blog/roth-401k-vs-traditional-401k/#comments</comments>
		<pubDate>Wed, 05 Aug 2009 12:28:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[retirement plans]]></category>
		<category><![CDATA[Roth 401k Vs Traditional]]></category>

		<guid isPermaLink="false">http://www.futureyears.com/blog/?p=190</guid>
		<description><![CDATA[One of the chief retirement plans available in the US, the 401k retirement plan provides retirees and older adults with high returns and financial stability. There are a number of 401k plans that you can choose from as per your needs and preferences. Among them, the Traditional 401k and the Roth 401k plans are the [...]]]></description>
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		<title>Retirement Planning &#8211; Things to consider</title>
		<link>http://www.futureyears.com/blog/retirement-planning-things-to-consider/</link>
		<comments>http://www.futureyears.com/blog/retirement-planning-things-to-consider/#comments</comments>
		<pubDate>Sat, 27 Jun 2009 14:25:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[iras]]></category>
		<category><![CDATA[retirement plans]]></category>

		<guid isPermaLink="false">http://www.futureyears.com/blog/?p=119</guid>
		<description><![CDATA[




Do I need to invest more?
Have I saved enough? 
What are the kinds of expenses that I need to be aware of ? 
What if I haven’t planned till now? 
If these questions cross your mind often, then here are some quick tips for you:-
Determine how much you will need
This is certainly not easy but [...]]]></description>
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		<title>Getting free loans from Social Security</title>
		<link>http://www.futureyears.com/blog/getting-free-loans-from-social-security/</link>
		<comments>http://www.futureyears.com/blog/getting-free-loans-from-social-security/#comments</comments>
		<pubDate>Thu, 11 Jun 2009 11:11:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Social Security]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[retirement plans]]></category>

		<guid isPermaLink="false">http://www.futureyears.com/blog/?p=5</guid>
		<description><![CDATA[It may sound surprising but Social Security can provide you free loans. Under the present scenario, retirees can choose between various options like claiming the benefits at 62 and getting reduced returns or delaying claiming the benefits till 70 and enjoying full returns every month.
Now, in order to get higher lifetime benefits, you can use [...]]]></description>
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